- age x income/10 = average accumulator of wealth x 2 = our target (from book Millionaire Next Door)
- 20% savings contributions (retirement, added cash value in insurance, principal reduction of mortgage, and education savings)
- 21% of annual income from passive sources (net rental income, dividend, capital gains, & interest) - an age based calculation
- 10% charitable contributions to family/community
Also, the annual report should reflect our mission - financial freedom and time spent with family, a comparison of the net worth statement from 2008-2009, employment marketability...